Mary Ann Barry - Coldwell Banker Residential Brokerage



Posted by Mary Ann Barry on 6/20/2019


144 Whitins Road, Sutton, MA 01590

Single-Family

$264,900
Price

5
Rooms
3
Beds
1
Baths
Looking for the ideal first home or perhaps you are ready for single floor living than this is the home for you. This well maintained ranch sits on over an acre of land, has a young roof, replacement windows and new electric baseboards. The large eat-in kitchen with plenty of counter space makes it an ideal space to enjoy an evening meal. The large living room and 3 good sized bedrooms complete the main floor. There is an additional finished area in the basement along with a great area for a workshop. The large yard is a great space to relax on those warm summer evenings. Located close to route 146 makes it a convenient location to commute to either Worcester or Providence. Don't miss out, make your appointment today.
Open House
Thursday
June 20 at 11:00 AM to 1:00 PM
New to the market, join us for a chance to tour this well maintained home.
More Open Houses
Cannot make the Open Houses?
Location: 144 Whitins Road, Sutton, MA 01590    Get Directions

Similar Properties





Categories: Open House  


Posted by Mary Ann Barry on 6/20/2019


144 Whitins Road, Sutton, MA 01590

Single-Family

$264,900
Price

5
Rooms
3
Beds
1
Baths
Looking for the ideal first home or perhaps you are ready for single floor living than this is the home for you. This well maintained ranch sits on over an acre of land, has a young roof, replacement windows and new electric baseboards. The large eat-in kitchen with plenty of counter space makes it an ideal space to enjoy an evening meal. The large living room and 3 good sized bedrooms complete the main floor. There is an additional finished area in the basement along with a great area for a workshop. The large yard is a great space to relax on those warm summer evenings. Located close to route 146 makes it a convenient location to commute to either Worcester or Providence. Don't miss out, make your appointment today.
Open House
Thursday
June 20 at 11:00 AM to 1:00 PM
New to the market, join us for a chance to tour this well maintained home.
More Open Houses
Cannot make the Open Houses?
Location: 144 Whitins Road, Sutton, MA 01590    Get Directions

Similar Properties





Categories: New Homes  


Posted by Mary Ann Barry on 6/19/2019

Personal financial in your twenties comes with a steep learning curve. One minute youíre studying for your finals and the next youíre expected to suddenly know about APR financing, 401(K)s, and fixed-rate mortgages.

If youíre in your twenties and are facing these new challenges, youíre probably equal parts terrified and excited for the future. And, although it can be anxiety-inducing to step into the world of personal finance, you have one tool to your advantage that your parents and grandparents didnít have: the internet.

So, in this article, weíre going to give you some tips about buying a home and managing your finances in your twenties.

Have an emergency fund

You probably have a lot of things you want to save for. Down payments on mortgages and auto loans, saving money for traveling, beginning your retirement funds, and maybe even starting a family; theyíre all important investments that will take time and financial planning to achieve.

However, one thing that many young people neglect when they first start saving is an emergency fund. There are any number of things that can throw a wrench in your plans in your twenties. You might lose a job and have to live off of savings while hunting for a new one. Maybe something goes wrong with your car and it costs hundreds to repair. Or, you could have unforeseen medical expenses that arenít covered by your insurance. Regardless of the reason, having an emergency fund will help you stay out of unnecessary debt.

Itís recommended to have at least 6 months of living expenses saved in your emergency fund. Once you have this amount saved, itís a good idea to keep it in a separate account to avoid spending it on things that arenít exactly an emergency.

Donít live above your means

We all know that buying a house, going to college, and even buying groceries are all exponentially more expensive than they used to be. However, itís still important to try to adjust your lifestyle to the things you can afford.

This includes the vehicle you drive, the first home you buy, and even smaller purchases you make.

Avoiding lifestyle creep

Related to our last point about living above your means, lifestyle creep is the phenomenon that occurs when you get a raise or a higher paying job: the more we make, the more we spend. However, itís possible to avoid this trend by keeping your finances in check.

The next time you get a raise, make sure that money is put to use in either your retirement fund or savings account. This method is based on the goal of ďgiving every dollar a job.Ē When every dollar you earn has a purpose, youíre less likely to spend it on new video game consoles every six months.





Posted by Mary Ann Barry on 6/12/2019

If this is your first time buying a home, you might be worried that you arenít asking enough questions. Or maybe youíre concerned youíre not asking the right questions--the things that matter the most when making a financial decision as important and life-changing as buying a home.  

While everyoneís situation is unique when buying a home, there are some questions that all buyers could benefit from asking. These questions will help you learn more about the home, how competitive the house is, and how much work youíll need to put into it.

Since time is usually of the essence for people buying a home, it makes sense to ask questions early on so that you donít waste too much time exploring an option that isnít ideal for your situation.

In this article, weíre going to give you 5 important questions to ask when you talk to a seller and their agent so that you can be prepared to make the best decision for you or your family.

1. How flexible is the asking price?

While few sellers or agents will outright tell you if theyíd accept a lower offer, itís still a good idea to ask this question, as it will open up a conversation about the sellerís feelings toward the home and whether theyíre pricing high with the hopes of receiving slightly lower offers.

2. How many offers has the home received?

It may seem counterintuitive, but most agents and sellers will be quite happy to tell you if theyíve received other offers. They know that once you know the current offer youíll have to either come up with a higher offer or move on. Itís a win-win for you and the seller, as it equips both of you with information you need to make the best choice.

3. Why are the sellers moving away?

This question can be personal, so if you receive an answer that suggests itís a family matter, donít press for too many details. However, some sellers and agents will let you know exactly why the house is for sale. From this simple question, you can learn the sellerís timeline for making the sale, details about the schools or neighborhoods, and any other reason that might drive someone to move out of the neighborhood.

4. Are there any problems with the house that you know of?

Although youíll have an inspection contingency in your contract if you do decide to make an offer on the home, itís better to know if there are any issues with the home before going through the bidding process.

Most sellers understand this and will be upfront about any problems with the home, including repairs that need to be made now or will need to be made soon after you move in.

5. What is the average cost of utilities?

Buying a home comes with a lot of added costs and fees. However, many people forget about the changes in the cost of utilities that comes with buying a home--especially if youíre moving from an apartment where some utilities may have been included.

The seller will be able to give you a good estimate on the cost of electricity, garbage removal, internet, heat, and more.




Categories: Uncategorized  


Posted by Mary Ann Barry on 6/7/2019


389 Central Street, Boylston, MA 01505

Single-Family

$1,025,000
Price

13
Rooms
6
Beds
4/1
Full/Half Baths
It is evident the moment you enter the foyer, that this home was designed by an Award Winning Architect. Natural lighting enhances every detail of this meticulously maintained home. Solid cherry doors and woodwork throughout the first floor invite you to enjoy an evening with friends in front of the magnificent floor to ceiling cherry and walnut fireplace. Spacious formal dining room. The kitchen is a cooks' delight, double ovens, SS appliances, large center island, abundant counter space, breakfast bar, and eat-in area that overlooks the manicured pool area. An enclosed 3 season porch complete with a wet bar and slider to a patio are ideal space for summer entertaining. 3 bedrooms, including a huge master and a loft complete the 2nd floor of the main house. The in-law suite has its' own entrance, full eat-in kitchen, living room, 2 bedrooms, open loft plus a screened in porch. This personal oasis is minutes to major highway access and shopping. Estate like setting on nearly 7 Acres.
Open House
No scheduled Open Houses






Categories: Price Change