Mary Ann Barry - Coldwell Banker Residential Brokerage



Posted by Mary Ann Barry on 9/18/2019

No one wishes to go bankrupt, but it sometimes happens. When you understand that bankruptcy is not the end of your financial journey, you will have enough strength to start all over. It can be an opportunity to move forward and develop a better, personal financial plan.

Taking the right step is a good measure against any other round financial problem that may arise later. You will be adequately fortified against any form of financial embarrassment if you take the right step. Here are the steps to take to repair your credit card after bankruptcy. 

Repair your credit

Bankruptcy will create a lot of unwanted remarks on your credit. Situations like missed payment, overdrawn credit limit will show on your file. The fact is, some of these negative remarks should fall off once the financial distress is over. Updating your information may be delayed by the creditors, thereby impeding your efforts of rebuilding your credit card. Therefore, the first step to take after bankruptcy is to clean up your credit card.

Get a secured credit card 

Your target after completing a bankruptcy is to build better credit. It is crucial that you open a credit account that you can use to improve your score steadily. Most credit card providers approve secured credit cards readily.

Diversify with loans 

The right step to having a better credit is to go for a smaller loan that will be easy to pay back. In most cases, the loan is small, and you can use it for making essential purchases, repairing of homes, and investment. This move enables you to pay off your debt without any hassle and at the same time, build a better financial outlook. 

Irrespective of the type of loan you choose, try always to pay the bills early every month. After repaying what you owe, you can then consider taking another loan to enable you to keep diversifying and creating a good payment history in your credit file. 

Keep an eye on your credit to monitor your progress 

Monitoring your credit after bankruptcy is essential as it helps you to keep watch on your credit score. The credit monitoring service and ID theft prevention will help you in this regard. 

When you sign up for a credit monitoring service, you will be able to know your financial activities affect your credit score. You will also be able to make better decisions once your credit has improved enough to qualify you for an auto loan.




Categories: Uncategorized  


Posted by Mary Ann Barry on 9/16/2019

This Single-Family in Northborough, MA recently sold for $389,000. This Cape style home was sold by Mary Ann Barry - Coldwell Banker Residential Brokerage.


34 Intervale Farm Ln, Northborough, MA 01532

Single-Family

$399,900
Price
$389,000
Sale Price

7
Rooms
3
Beds
2/1
Full/Half Baths
Beautiful 55+ Adult Community of single family detached homes. This quintessential cape style home has lot's to offer! It can be one floor living, but with generous space for visiting guests. Master Bedroom/bath and laundry room on the first floor. Open floor plan on the main level provides for great entertainment and gatherings with French doors between the Living and Dining Rooms. Updated granite Kitchen counter tops and all stainless steel appliances! Beautiful wood flooring added to the Kitchen, Living Room, Dining Room, Foyer and Half Bath. Relax in the enclosed, light-filled, 3 season Sun Room with outside access to brick patio. Second floor bonus room with cathedral ceiling can be used as an office, den, or whatever you choose!! Lovely mature plantings throughout the community offer a picturesque setting. Utilize the association clubhouse for community or private events. Fabulous community with flat terrain for easy walking. Convenient access to shopping and highways.

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Categories: Sold Homes  


Posted by Mary Ann Barry on 9/11/2019

Listing a home is a key step during the property selling journey. And if you fail to plan accordingly, you risk creating a home listing that misses the mark with prospective buyers.

Ultimately, there are several things you need to consider before you craft a home listing, and these include:

1. Your Home's Features

As a home seller, your goal is to stir up significant interest in your residence. Fortunately, an effective home listing can help you do just that, particularly if you use your house listing to highlight your residence's features to buyers.

Think about what makes your home unique. Then, you can incorporate information about your home's distinct features into your house listing.

Furthermore, you may want to include high-resolution images of your home in your listing. That way, you can show buyers exactly what your home has to offer and help them make an informed decision about whether to pursue your residence.

2. Your Initial Home Asking Price

How you price your home can have far-flung effects on your house selling experience. In fact, if you set an initial asking price that exceeds a buyer's budget, you may struggle to generate interest in your residence.

As you put together a home listing, evaluate your house's age and condition. You may want to conduct a home appraisal as well. Because if you conduct a home appraisal, you can receive a property valuation that you can use to set a competitive initial asking price for your house.

Also, spend some time reviewing the prices of available houses that are similar to your own in your city or town. This housing market data can help you see how your residence stacks up against the competition so you can price your house appropriately.

3. Your Home Selling Timeline

Your home only gets one chance to make a positive first impression on buyers, and a listing enables you to make the most of this opportunity. If you need to sell your house as quickly as possible, you should do everything you can to ensure your listing garners buyers' attention.

Generally, you should avoid jargon in your home listing. Use clear, concise terms and ensure the listing is easy to read.

Before you finalize your home listing, you may want to consult with a real estate agent, too. A real estate agent is happy to review your home listing and offer recommendations to help you improve it. Plus, a real estate agent can promote your residence to potential buyers and ensure you can enjoy a quick, profitable house selling experience.

For those who want to achieve the best-possible results during the home selling journey, it usually is a good idea to create an effective house listing. If you consider the aforementioned factors, you can boost the likelihood of crafting a home listing that captures buyers' interest. And as a result, you could accomplish your desired home selling results in no time at all.





Posted by Mary Ann Barry on 9/6/2019

This Single-Family in Sutton, MA recently sold for $265,000. This Ranch style home was sold by Mary Ann Barry - Coldwell Banker Residential Brokerage.


144 Whitins Road, Sutton, MA 01590

Single-Family

$264,900
Price
$265,000
Sale Price

5
Rooms
3
Beds
1
Baths
Looking for the ideal first home or perhaps you are ready for single floor living than this is the home for you. This well maintained ranch sits on over an acre of land, has a young roof, replacement windows and new electric baseboards. The large eat-in kitchen with plenty of counter space makes it an ideal space to enjoy an evening meal. The large living room and 3 good sized bedrooms complete the main floor. There is an additional finished area in the basement along with a great area for a workshop. The large yard is a great space to relax on those warm summer evenings. Located close to route 146 makes it a convenient location to commute to either Worcester or Providence. Don't miss out, make your appointment today.

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Categories: Sold Homes  


Posted by Mary Ann Barry on 9/4/2019


389 Central Street, Boylston, MA 01505

Single-Family

$994,000
Price

13
Rooms
6
Beds
4/1
Full/Half Baths
It is evident the moment you enter the foyer, that this home was designed by an Award Winning Architect. Natural lighting enhances every detail of this meticulously maintained home. Solid cherry doors and woodwork throughout the first floor invite you to enjoy an evening with friends in front of the magnificent floor to ceiling cherry and walnut fireplace. Spacious formal dining room. The kitchen is a cooks' delight, double ovens, SS appliances, large center island, abundant counter space, breakfast bar, and eat-in area that overlooks the manicured pool area. An enclosed 3 season porch complete with a wet bar and slider to a patio are ideal space for summer entertaining. 3 bedrooms, including a huge master and a loft complete the 2nd floor of the main house. The in-law suite has its' own entrance, full eat-in kitchen, living room, 2 bedrooms, open loft plus a screened in porch. This personal oasis is minutes to major highway access and shopping. Estate like setting on nearly 7 Acres.
Open House
No scheduled Open Houses

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Categories: Price Change